A list of the best credit cards with 0% interest rate for 2022
Purchases and balance transfers are eligible for 0% intro APR for 18 months from account opening. During the introductory and extension periods, you can extend the introductory APR for a maximum of three months with on-time payments. After that, the variable APR ranges from 14.49% to 26.49 %. Transfers made within 120 days qualify for the intro rate and fee.
1.Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 15.74% - 24.49% on balance transfers and purchases after the introductory period ends.2.Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
1.0% intro APR for 15 months from account opening on purchases and balance transfers
2.Up to $20,000 in purchases in the first year, you will earn an additional 1.5%. That's a value of up to $300!
After you make $1,000 in purchases in the first 90 days after account opening, you will receive 25,000 points, which can be redeemed for a $250 statement credit towards travel and dining.