A list of the best credit cards with 0% interest rate for 2022
Purchases and balance transfers are eligible for 0% intro APR for 18 months from account opening. During the introductory and extension periods, you can extend the introductory APR for a maximum of three months with on-time payments. After that, the variable APR ranges from 14.49% to 26.49 %. Transfers made within 120 days qualify for the intro rate and fee.
1.Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 15.74% - 24.49% on balance transfers and purchases after the introductory period ends.2.Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.