Whether you are saving a penny or big, those play a significant role in our lives. So, it will be fun to earn cashback from shopping apps if you buy groceries or buy some new clothes. Cashback apps provide an easy way to make or save money, but with so many cashback apps, which apps are worth your precious time? We have identified some of the leading best cashback apps.
Let’s look at some of the best cashback apps everyone should use.
MoneyLion
MoneyLion is an all-in-one financial management app that offers to bank, investing, crypto trading, cash advances, and credit building services so that you can borrow, save, invest, and earn within a single app.
To earn up to $55 in Cashback sign-up bonus, download the app via this MoneyLion $55 Referral Link and enter Referral Code $FreeCash while registering on the app.
You’ll get a $5 bonus just for opening a RoarMoney account. You also can get an additional $50 bonus when you set up and receive a qualifying direct deposit of at least $100 within 60 days of account opening.
On top of that, you can earn an extra $5 crypto bonus when you purchase $10 worth of any cryptocurrency on the MoneyLion Crypto platform.
- Sign up Reward: New members can earn a $55 Bonus to open a new MoneyLion account and a $30 referral reward for every referral.
- Cashback sign-up Bonus: Earn up to 5% cash back on your daily shopping.
- Eligibility criteria: To qualify for a $55 Sign Up Bonus, you must be a new member of MoneyLion through a referral link. You must also make purchases of more than $10 within 60 days of joining MoneyLion to activate your account.
Dough
Technologies is a financial technology company. Choice Financial Group provides dough accounts and debit cards. Your bank deposits are FDIC insured up. After you create your Douugh account, you can securely link all your other financial reports to track multiple balances in one place, get insights into your spending, and quickly add funds to your account.
- Sign up Reward: New members can earn a $60 Bonus to open a new dough account and a $60 referral reward for every referral.
- Cashback sign-up Bonus: Earn up to 5% cash back on your daily shopping.
- Eligibility criteria: Applying for a Douugh account will not impact your credit score, and your Douugh account is free for the first 28 days and then just $4.99 monthly.
Landa
Landa is a cashback app that pays you to shop at over 1,500 stores. Landa rewards are automatically applied to your account, and you can use them at checkout or request a check in the mail.
One of my favorite features of Landa is the ability to earn gift cards for referring friends and family. I earn $5 every time a friend signs up! And if they refer their friends and family, then everyone gets $5! It’s an easy way to earn extra money for little effort on your part—and who doesn’t love free money?
- Sign up Reward: Start Investing in Rental Real Estate via the Landa App with Only $5
- Cashback sign-up Bonus: Get 1 Free Share to Connect Bank Account
- Eligibility criteria: you must be a new member of Landa through a referral link
Fluz App
The Fluz app is a rewards app that lets you earn points for shopping at your favorite stores. You can redeem your earned points for cash back, gift cards, or donate to charity.
1) Get up to 35% cash back when you shop.
2) Invite your friends to the fluz app.
3) Then get cash back when they shop.
- Cashback sign-up Bonus: Get up to 35% cashback.
OKCoin
OKCoin is an excellent exchange for the advanced trading of some of the most popular cryptocurrencies on the market. The sale is highly liquid and is trusted by many people from all over the world. The OKCoin trading platform is very responsive and beautifully designed. Okcoin is a globally licensed exchange with offices in San Francisco, Miami, Malta, Hong Kong, Singapore, and Japan. We are a collective of global citizens with a shared passion for helping decentralize finance and level the economic playing field for everyone worldwide.
- Sign up Reward: After completing these steps, you and your referral will each receive a reward according to your region: For US residents either referring or being referred: You will receive $50 in BTC in your account. For non-US residents either referring or being referred: You will receive $10 in BTC in your account.
- Cashback sign-up Bonus: OKCoin $50 Sign-up Bonus for New Users
Qapital
Qapital is a budgeting and saving app that automates the process of saving. Savings accounts cannot be linked to your account. Credit cards and PayPal accounts can also be linked to trigger savings “Rules” (more on that below).
With Qapital, you can automatically set up savings goals for things like emergency funds or vacation funds. You can also automate your investment portfolio by linking it to a brokerage account and choosing how much risk you want to take on (low-risk vs. high-risk).
- Qapital has a Better Business Bureau rating of “A-” (on a scale of A+ to F), and has been BBB accredited since February 2018.
- It also has a rating of 4.8 stars out of five, based on more than 56,000 ratings on The App Store, and 4.6 stars out of five based on more than 16,000 reviews on Google Play.
Pros
- Unlimited savings goals
- Special savings “Rules.”
Cons
- Monthly fees
- Can only link one checking account
- Limited investing options
- No phone support
Sign up Reward: $25 Sign-up Bonus+Get $25 Referral Offer
NOTE- Qapital is a savings app that allows users to automate their savings like never before. You can set unlimited savings goals for anything big or small. Then, turn almost any activity — from making purchases to tweeting — into a savings trigger to save money automatically. Qapital does charge a monthly fee, but Basic accounts are only $3 a month.
Flip
Flip is a mobile-first personal finance app that allows you to earn cash back on everyday purchases.
The platform offers a unique combination of cashback bouns and cash advances. Flip provides a new banking experience that allows you to win up to 110% cash back on every purchase with no hidden fees.
- Sign up Reward: $10 Refer-A-Friend Rewards
- Cashback bonus: Earn a $10 bonus and get up to 110% back on every purchase with the Flyp app.
- Click this Flyp App $10 Referral Bonus Link on your mobile device or enter Referral Code during registration in the Flyp app.
- Deposit a minimum of $200 within the first 45 days of enrolling for your Flyp account.
- Get an extra $10 bonus in your Flyp account once you meet the qualifications.
Poshmark
Poshmark is a social shopping app that allows users to buy and sell new and used clothing, shoes, and accessories. The app offers an alternative way to shop for fashion items you love in a more affordable way than traditional retail stores like H&M or Forever 21. You can find one-of-a-kind items at a discounted price, such as designer handbags or high-end sunglasses. The app also hosts sales events with no limit on how many things you can buy for even lower prices! Especially useful if you want to buy something specific but don’t want to spend a lot right away; if you want to buy something specific but don’t want to spend a lot right away, this is especially useful; wait until another sale comes up later down the line before purchasing anything else!
- Sign-up Reward: $10 Sign-up Bonus
- Your friends will receive $10 in Posh Credit when they sign up by using your username as their personal invite code on their own device.
- Once your friend makes and receives their first purchase, we’ll let you know and give you $10 in Posh Credit as a thank you for spreading the Posh Love.
Acorns
Acorns is a low-cost investment platform, which makes it perfect for people who don’t have a lot of experience with investing. The customer will receive a $10 investment after customer sign-up is complete and the first investment is made ($5 minimum). More information about our program is available in the Brochure, which you’ll be able to access and read or print whenever you want on our site, through our app, or through the SEC.
- Sign up Reward: You will receive a free $5 bonus and earn $1,000 after five referrals.
- Earn More Money: From 350+ brands that invest in you to millions of jobs searchable right from your Acorns app and more. Earn more, so you can save and invest more.
Dosh
Using Dosh cashback apps will enable you to receive cash back without having to upload coupons, scan receipts, or remember discount codes. With the help of secure credit and debit card connections, Dosh automatically finds current offers, redeems them, and then deposits the money into your Dosh Wallet.
You should use the Dosh app to get cashback for the following reasons. Read a complete, unbiased review of Dosh here!
- Dosh is automatic – Securely link your credit and debit cards, and whenever you pay with those cards, Dosh rewards you. You’re done!
- Pay with your linked card at thousands of local restaurants and get cash back automatically in your Dosh wallet.
- Cash Back On Travel – Book at thousands of hotels worldwide from the app and get up to 40% cashback in your Dosh Wallet.
- Online Offers – Open the Dosh app, find your favorite brands, tap Shop from the app to launch the brand website (or app), and do your shopping. Your cashback will be credited to the Dosh account when you’re done.
Cash App
Cash App is a free mobile payment app that lets you send and receive money instantly and securely. You can use Cash App to send or request money from friends, pay bills, or split a check at dinner with one tap. When you download the Cash App, your bank account info is encrypted by 256-bit SSL encryption, so it stays safe on our servers (like when you log in to other online accounts)
- Cash App works on all iPhones and Android phones running 4.0+. So what are you waiting for? Download the Cash App today.
- Cash apps provide an easy way to earn or save money, but with so many cash-back apps out there, which apps are worth your precious time? We have identified some of the leading best cashback apps.
Strike
A strike is an app allowing you to earn cash back from everyday purchases. After downloading the app, you can set up a profile with your debit card information and start earning rewards on things like groceries, gas, and Uber rides.
- Get $10 when you sign up for Strike using a friend’s Strike referral code and verify your account. Once you do so, the referrer also gets $10.
- Strike uses Bitcoin technology to offer instant payments globally, with no added fees. Use Strike to pay your friends, buy goods and services online, make micropayments, tip content creators, and buy and sell bitcoin.
- To offer these services, we’ve partnered with Prime Trust, LLC, a state-regulated trust company, which holds your funds in custody and enables funds transfers.
Western Union
offers money transfer services worldwide. Its network of over 500,000 agent locations in 200 countries and territories worldwide provides fast, convenient, and secure ways to move money around the globe. With more than 500 years of experience, Western Union has grown to become one of the most recognized names in global payments.
Webull
Webull is a trading brokerage account where you can free trade stocks, options, futures, and ETFs. The Webull doesn’t charge commissions to buy or sell these assets, so it’s a free way to invest. You can earn a webull sign-up bonus if you are new to Webull. Just Use this Webull referral link to get 6 Free Apple stocks valued at up to $12,600. When you sign up sign-up, you will get two free supplies, and once you make an initial deposit of any amount, you will get four additional FREE stocks valued between $7 – $3000.
- To claim your free stocks, simply open a Webull account with this link: https://a.webull.com
- Deposit any amount.
- You’ll receive 6 FREE supplies valued at up to $12,600.
- That’s it! Open an account with Webull to get your two free supplies, each valued at up to $300! Deposit any amount to receive four free stores, each valued at $3000.
Stash Invest
Stash is an app for improving one’s financial life that anyone can use. Stash Invest lets you invest spare change in a brokerage account using your spare change.
Stash can help you build wealth over the long run. Check out how it works.
- Here are some questions.
We will ask you a few questions when you join Stash for the first time. We use these to understand your financial goals and offer helpful, specific advice for things like investing and budgeting.
- Pick a plan.
Your subscription plan starts at just $1/month.
With Stash, you always have access to investing through a personal brokerage account.
- Add money to Stash.
Add money to Stash automatically or manually. In less than five minutes, you can set up direct deposit to send all or part of your paycheck directly to Stash. You can even receive your pay up to 2 days early.3
- Budget, set goals, and bank
Our automatic budgeting and saving tools allow you to organize your cash into different spaces, set goals, and monitor your spending.
- Invest your way.
If you have cash in Stash, you can invest it in fractional shares of thousands of stocks and ETFs with $5 or less, or make purchases using the Stock-Back Card1 and earn stock on Stash as you spend.
As Stash was built for long-term investing, not day-trading, all of our market transactions are executed during four weekly trading windows.
(Note: Availability of trading windows is subject to market conditions and may be limited.)
Robinhood
Robinhood is a zero-commission stock trading app that lets you buy and sell stocks, ETFs, options, and cryptocurrencies. The app features a slick design and is easy to use for beginners who want to trade stocks on their phones or tablets.
Robinhood’s main draw is its $0 commission structure. There are no hidden fees or service charges of any kind: all trades are free, including market orders and limit orders that execute at the midpoint of the national best bid (NBBO) price range. The only cost involved with Robinhood comes from paying interest on cash held in your account; if you have an average daily balance of $1,000 or more during a calendar month, then there’s no interest charged on accounts with balances below that threshold amount ($2 million).
Moomoo
Moomoo is a crypto exchange that allows you to buy and sell cryptocurrencies. It has an excellent, simple design and user-friendly interface. Moomoo does not charge fees for making deposits or withdrawals (for some coins).
The company was founded in 2018, so it’s still relatively new, but it has received positive feedback from customers who praise its simplicity, speed of transactions, and support team.
Gatsby
Gatsby is a static site generator for React that helps build fast blogs and websites.
Gatsby uses GraphQL queries to fetch data, which means that your pages load quickly and perform well. It also has built-in support for Webpack and Babel so that you can use ES6 features like JSX in your templates, or integrate with popular CSS frameworks like Tailwind CSS.
MyPoints
MyPoints is a rewards program that offers points for every purchase you make. You can redeem your points for gift cards, cash back, or travel.
MyPoints is a rewards program that offers points for every purchase you make. You can redeem your points for gift cards, cash back, or travel.
Swag Bucks
Swagbucks is a rewards site where you earn points (called SB) by doing things you’re already doing online, such as surfing the web, watching videos, finding deals, and taking surveys. You can then redeem those Swagbucks for free gift cards to places like Amazon, Target, or PayPal cash. They’ve also recently added an offer wall where you can choose from hundreds of offers in categories like travel, retail sales, and restaurant dining. Just click through from the Swagbucks homepage to get started. That’s it! Once you make your first $5 worth of purchases on a card redeemed through Swagbucks’ e-gift card program, they’ll automatically add another 10% bonus onto your account.
- To be eligible for this offer:
(1) open an account at www.swagbucks.com/referral/new;
(2) link your Facebook profile with your new account within 30 days and earn 300 SB total.
(3) complete one qualifying transaction on any participating merchant in the first 30 days after opening the linked Card Account without a late payment or returned payment within that time (“Promotion Period”). The 10% bonus will be awarded to the primary member’s MyGiftCardsPlus account after all required information has been provided in connection with this Promotion at least once per month during each subsequent calendar month following completion of such requirements.”
Upromise
Upromise is a cashback program for online shopping and a savings program for college. When you shop at participating stores through Upromise, you automatically earn money for tuition and other costs at accredited institutions. And if you have children in college or plan on sending them someday, Upromise makes the perfect opportunity to start saving for them!
Outlet
If you need to buy a new pair of jeans or some new shoes for work but don’t want to pay total price, Outlet can help. The outlet is an online marketplace for designer and brand name clothing, shoes, and accessories. It has thousands of items from more than 300 brands including Adidas, Calvin Klein, Michael Kors and many more at discounted prices.
Tellus
Tellus is a cash back app that helps you earn money when you shop at your favorite stores.
Tellus has partnered with over 200+ retailers and restaurants across the United States to offer cash back on popular purchases like grocery shopping, eating out, clothes shopping, travel expenses, home goods and more! Each store offers a unique percentage of cash back for its products. For example: if you buy an item at Banana Republic for $100 then 10% of that price will be credited back to your Tellus account!
Tellus also provides personalized recommendations on what products are available from different stores so consumers can save money by only purchasing the items they want from each retailer through one convenient platform. In addition to earning cash back while shopping online or in-store (where available), Tellus members get access to exclusive deals via text message alerts as well as exclusive contests where members can win prizes such as gift cards or even trips abroad!
Conclusion
Today we covered quite a bit of ground. If you’ve gotten this far, then congrats! That means you’re serious about saving for your future and thinking about different ways to invest your money. But now that it’s time to start, we know it can feel pretty daunting. After all, what if you make the wrong decision? What if you lose all the money you worked so hard to save? When it comes down to it, these “what-ifs” boil down to fear of the unknown. And while these fears are totally valid—after all, no one wants their paycheck flushed down the drain—they shouldn’t hold anyone back from taking control of their financial life and making choices that will help them do better in the long run.