Would you like to make money in trading as a sign up Bonus? M1 Finance is an automated investing service, but it isn’t like most others. Over 500 thousand clients and more than two billion dollars in assets under management
M1 finance currently offer $50 m1 finance sign up bonus as well as $50 per referral join M1 Finance to get $50 referral bonus.
Let’s discuss what M1 finance is, how to apply the M1 finance signup bonus, and its current promotions and offers.
What is M1 finance
Unlike traditional brokerages, M1 allows you to build your own portfolios using stocks and ETFs or use one of their expert-built portfolios. It is precisely for people who want a more hands-on experience with their investments.

They are an SEC Registered Investment Advisor (RIA), so you’re protected by fiduciary laws as an investor. They also offer tax-loss harvesting if you want to save money on taxes. You can read more about it in our M1 Finance review here.
Current M1 Finance Promotions 2022:
- M1 Plus Spend Checking: Get a 1% annual percentage yield (APY) on M1 Plus Spend Checking and 1% cashback on all purchases!
- Up to $4,000 bonus for new M1 Finance customers. Up to $4k in bonus dollars when you open a qualifying account, fund your account with a qualifying deposit, and hold the dollar-weighted average of all securities in your Pie(s) for 180 days.

- Earn up to 1% cash back on debit card purchases: As an M1 Plus member, you can earn up to 1% cash back on debit card purchases! 25% off M1 Plus for six months or until you trade twice: New M1 Plus members can get 25% off their first six months of membership! You must enroll within 60 days of opening an M1 Finance account.
M1 Finance Up To $4,000 Bonus For Account Transfer
By transferring an account of over $100,000 to M1 Finance, you can earn a bonus of up to $4,000. All reports can be opened online with no minimum deposits. As long as your funds are transferred within 45 days of opening your account, you will earn the following rates:
- Transfer $100,000 or more and receive a bonus of $1,000
- Transfer $250,000 or more and receive a prize of $2,500
- Transfer $500,000 or more and receive an award of $4,000
M1 Finance Up To $500 Bonus
You can get a bonus for each friend you refer to M1 Finance. To get the $50 extra, you must have at least $1,000 in your account. If you don’t have this much, they will give you a prorated amount based on what is in your account. For example, if you only have $100, they will provide you with a $5 bonus. You can earn up to $500 in prizes per year with this promotion.
If you do not already have an account or want to open another one, I recommend opening a new checking or savings account with the bank offering the best signup promo! Refer to our Bank & Brokerage Promotions list to earn referral and signup bonuses when you open a new checking or savings account!
How To Apply The M1 finance sign up Bonus:
There is a $50 bonus with a required deposit of $500, and a $100 bonus with a required deposit of $10,000. you can even earn $250 by depositing $50,000 or more.
- Open an account by clicking the ‘Open Now’ button below. This will take you to their website, where you can open an account.
- Deposit at least $500 within 45 days of account opening for the first Bonus (if you’re new to M1 Finance). If you already have an account but want to sign up with someone else, deposit at least $10,000 within 45 days of the second bonus referral date.
- You’ll receive your initial bonus payment within five business days after meeting the requirements.
Earn 1% APY M1 Plus Spend Checking + 1% Cash Back
- Earn 1% APY on your checking account balance
- Earn 1% cashback on everyday purchases with the Visa® debit card
- No minimum deposit requirements, monthly fees, or foreign transaction fees
M1 Finance Up To $2,500 Bonus For Account Transfer
- How Much: Up to $2,500 bonus
- How To Get It: Transfer at least $5,000 in assets from your bank or another firm to M1 Finance within 60 days of opening an account, and you’ll earn a cash bonus of up to $2,500 based on the total amount transferred.
- Deadline: No deadline for this promotion.
- Requirements To Get Bonus: Within 60 days of opening your account, transfer at least $5,000 from another institution into your M1 Finance account via electronic funds transfer or automated clearing house (ACH). Your Bonus will be deposited into your M1 account within ten business days after funding the account with at least $5,000.
- What Happens If You Don’t Meet Requirements: Nothing happens if you don’t meet the requirements. This is just a cash bonus that’s available for all new customers who open an account and fund their accounts with at least $5,000 via ACH or EFT transfer.
How To Earn The $100 Bonus from M1 Finance:
- Open an M1 Plus checking account by following the link below.
- Deposit $100 within 45 days of account opening.
M1 Finance Up To $4,375 Bonus For Account Transfer
The M1 Finance account transfer bonus is back. The offer allows you to get up to $4,000 for transferring your brokerage accounts with a minimum of $25,000 in assets. The funds must be currently held with a different provider.
This converts to a “free” 0.32% APY on the transferred amount for one year. However, it can be worth much more if you use your M1 account wisely.
DEPOSIT $1,000 and GET $30 Promotion:
- Open a new M1 account.
- Deposit $1,000 or more in your Invest account during your first 14 days.
- Get a $30 bonus.
That’s it! Easy as Pie. You will receive your bonus within 7-14 days of your deposit.
M1 Finance Referral Bonuses (Get $30 per referral)
The referral bonus amount is dependent on your M1 Finance plan. The referral bonus is paid in cash and delivered to your account within two weeks of funding the referred account. You are permitted to refer up to 50 people.
M1 Referral Program | How It Works*
- You must have a funded M1 Invest account.
- You must send your referral code to a friend who is not currently an M1 customer.
- Your friend must use your referral code to sign up for a new M1 invest or retirement account.
- Your friend must be approved to open an M1 brokerage account.
- Your friend must invest at least the minimum required amount1 into a brokerage or a retirement account within 30 days of opening their M1 account.
- Your friend must maintain their initial deposit amount in their account for 30 days.
- Then you’ll both receive $30.
Where Can You Find your M1 finance Referral Link?
- Open your Invest screen (mobile) or click on your name (web)
- At the top right hand corner click on the silhouette (app) or your name (web)
- Click “Refer & Earn” (this will only be visible if your account is funded)
- Sign up and choose your Payment Account
- Share your unique referral link with a friend
You can return to the referrals page at any time to locate your unique referral link.
Our 2 cents:
If you don’t want to open a brokerage account and want to save for retirement, then M1 Finance IRA is a good option. However, if you want a more traditional IRA with more investment options, then I recommend checking out SoFi Invest or another broker.
If you’re looking for more of the best deals from banks, check out our list of Bank Promotions and the latest Bank Reviews.
Conclusion
All in all, M1 Finance is a great way to invest, with affordable portfolio management and various account types to suit any individual.
Please leave a comment below if you have any questions about M1 Finance or their promotions.