Many Credit cards offer sign-up bonuses to attract new customers. A few of these cards do not require deposits or annual fees. In order to take advantage of the Sign Up Bonus Credit Cards with No Deposit and No Annual Fee, you must fulfill their requirements.

These triple-benefit cards offer sign-up bonuses ranging from $100 to $750. Credit cards who offer More sign up bonus will have more requirements, but which one is right for you depends entirely on your preferences.

Credit cards that require a deposit are commonly known as secured credit card. These cards are particularly helpful for individuals who are either new to US and want to open credit card or looking to rebuild their credit history. 

We did research and gathered 11 best sign-up bonus Credit Cards with No Deposit and no Annual Fee for you so that you can easily choose from them according to your needs and requirements.

11 Credit Cards with No Deposit & No Annual Fee 

$100 Sign Up Bonus

1) Discover It Cashback

Discover it card $100 sign up bonus
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Sign Up Bonus: Get $100 as sign up bonus after making a purchase within the first 3 months using this official Discover referral link.

Cashback Rewards: Discover provide 1% deafult and 5% bonus category will match the cash back you earned at the end of the year and double it.

Annual Fee: $0

Discover card bonus for opening account
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Description: You do not need to spend a minimum amount to earn this reward, but you must make a minimum purchase of any amount.

In addition, Discover offers a $50 referral bonus when you make your first purchase. This bonus is automatically credited to Discover accounts when some one use your link to open discover account and do one transection. you can refer as many people but you will only get referral bonus for 10 referrals in one calender year.
Discover automatically matches all cash back earned during the first year of card membership.

$100 Discover referral bonus reward
11 Best Sign Up Bonus Credit Cards with No Deposit & No Annual Fee (2024) 8

2) KeyBank

image showing $100 sign up bonus credit card with no deposit and no annual fee.
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Sign Up Bonus: Earn $100 after making eligible direct deposits, year after year.

Other Reward: Key refunds on the first 2 ATM surcharges monthly and a waived $25 monthly maintenance fee based on meeting specific criteria.

 Annual Fee: $0

$200 Sign Up Bonus

3) Chase Freedom Flex

Chase Freedom Flex: $200 sign up bonus credt card with no deposit and no annual fee.
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Sign up bonus: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

CashBack Rewards: Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year.

Additional Casbacks for Every Purchase:

  1. Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target® and Walmart®) and select online merchants on up to $1,500 in total combined purchases each quarter you activate.
  2. Earn 5% on travel purchased through Chase Ultimate Rewards.
  3. Earn 3% on dining at restaurants, including takeout and eligible delivery services.
  4. Earn 3% on drugstore purchases.
  5. Earn 1% on all other purchases.

Annual Fee: $0

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