5 Highest Sign Up Bonus Credit Cards With no Annual Fee in January 2024

Do you want to know about the 5 highest sign up bonus credit cards with no annual fee? Absolutely, many banks give the no annual fee feature, but no annual fee with a sign-up bonus is like killing two birds with one stone. Just click on the link below and get to know about the highest sign up bonus credit cards.

Credit cards offer various uses. They allow you to purchase various things without carrying cash,  you can transfer money online around the globe, and help you to build a good credit score.

The most appealing fature of credit cards is they offer rewards like cashback, points, or travel miles.

Apart from all of these features, you may be tired of the annual fee imposed on your card if you haven’t used it for a long time.

Stay with us. We have brought the 5 highest signup bonus credit cards with no annual fee as a solution to your problem. So let’s move on. 

5 Highest Sign Up Bonus Credit Cards With no Annual Fee in January 2024

Here, we have gathered all the 5 highest sign up bonus credit cards with no annual fee. Additionally, things come with their own set of pros and cons.

So let’s have a look at all the perks, pros, and cons of these 5 highest sign up bonus credit cards with no annual fee.

1) Wells Fargo Active Cash® Card: Highest Flat-Rate Sign Up Bonus Cash Rewards Card

Sign Up Bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Other Rewards: Earn unlimited 2% cash rewards on purchases.

Card Details:

• 0% intro APR for 15 months from account opening 
• $0 annual fee.
• Cash rewards don’t expire as long as your account remains open.
• Find tickets to top sports and entertainment events, book travel, make dinner reservations, and more with your complimentary 24/7 Visa Signature Concierge.
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Pros and Cons

Pros

• Earn unlimited 2 percent cash rewards, which will not expire.
• Enjoy a $200 cash rewards welcome bonus after spending $500 on purchases in the first three months.

Cons

• To enjoy the best redemption perks, you have to be a Wells Fargo customer.
• There is a 3% foreign transaction fee.

2) Capital One SavorOne Cash Rewards Credit Card: Highest Sign-Up Bonus for Dining & Entertainment

Sign Up Bonus: Earn a one-time $200 cash bonus after spending $500 within the 3 months from account opening.

Other Rewards: 

• 8% Cash Back on Capital One Entertainment purchases
• 5% Cash Back on hotels and rental cars booked through Capital One Travel.
• 3% Cash Back on dining, entertainment, and at grocery stores (excluding Walmart® and Target®)
• 1% Cash Back on all other purchases
• 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.

Card Details: 

• No rotating categories or sign-ups are needed to earn cash rewards.
• Cash back never expires, and there’s no limit to how much you can earn.
• 0% intro APR on purchases and balance transfers for 15 months.
• No foreign transaction fee.
• No annual fee.

Pros

• No annual and foreign transaction fees.
• The reward rate and categories are widely spread.

Cons

• You can not avail of the bonus rewards rate on grocery store purchases through Target and Walmart.
• You can’t redeem rewards on digital music and eBooks through Amazon.

3) Discover it® Cash Back: Highest Sign-Up Bonus for Agile Spenders

• Sign Up Bonus: Get Unlimited Cashback Match as Discover will automatically match all the cash back you’ve earned at the end of your first year! The more you spend, the bigger the cashback you will get.
• Other Rewards: Earn 5% cash back on everyday purchases at different places, like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on everyday purchases.

Card Details:

• Redeem your rewards for cash at any time.
• Discover will protect your personal information. Use their free mobile app to remove your details from sites that sell your data.
• Get a 0% intro APR for 15 months on purchases and balance transfers. 
• No annual fee.

Pros

• With no annual and transaction fees, you can have a  consumer-friendly platform.
• Rewards can be redeemed at any time at any amount.

Cons

• You must enroll to activate the spending category benefits each quarter.
• There’s a spending cap each quarter for the 5 percent cash back.

4) Capital One Quicksilver Cash Rewards Credit Card: Cash Back Card with Highest Sign-Up Bonus

Sign Up Bonus: Earn a one-time $200 cash bonus after spending $500 on within 3 months from account opening.

Other Rewards: Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel (Terms apply). Additionally, get unlimited 1.5% cash back on everyday purchases.

Card Details:

• $0 annual fee and no foreign transaction fees
• Get a free Uber One membership for up to 6 months until 11/14/2024 with statement credits.
• Cashback never expires, and there is no limit to how much cashback you can earn.
• 0% intro APR on balance transfers and purchases for 15 months.

Pros:

• Rewards can be redeemed at any time at any amount.
• No annual fee.

Cons

• Good to Excellent credit core is required.
• The potential ongoing APR could be higher than competing cards’ interest rates.  

Citi Custom Cash® Card: Highest Sign Up Bonus for Hands-Off Earning

Sign Up Bonus: Get $200 cash back afterspending $1500 in the first 6 months of account opening. 

Other Rewards: Earn 5% cash back on purchases up to the first $500 spent, and 1% cash back after that. Earn unlimited 1% cash back on all other purchases.

Card Details: 

• 0% Intro APR on purchases and balance transfer upto 15 months. 
• You don’t need to sign up for different bonus categories. The rewards change automatically based on what you buy each month in the qualifying categories.
• No Annual Fee.

Pros

• Top eligible spend categories include everyday expenses, like gas stations and grocery stores.
• You have different options for redeeming, like checks, statement credits, and travel.

Cons

• You can earn bonus cash back, but there’s a limit of up to $500 per billing cycle. After that, it’s 1% cash back.
• A high balance transfer fee with this card of 5 percent of the transferred balance or $5 (whichever is greater).

Conclusion

Now, you can easily select the best credit card according to your need among these 5 highest sign up bonus credit cards.

There is something that is appealing to you, and there are some that you can neglect. So it’s up to your choice whether you are a food lover or occasionally spend money it’s totally up to your preference.

If you occasionally send money, then also check these online money transfer services apart from these 5 highest sign up bonus credit cards like Remitly, WorldRemit, Paysend, Xe, Xoom, PayPal, MoneyGram, Wise, Capital One, Revolut, Venmo, and Western Union.

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