It can be a hassle to open a checking account, but many banks sweeten it by announcing a sign up bonus once you meet the requirements. Get all the benefits of the Key Select Checking Account Sign Up Bonus by clicking the link below.

To snag a $100 signup bonus with Key Select Checking account, open an account online with at least $10. Keep the account open without any overdrafts. Within 60 days, deposit at least $500 directly.
For the $200 signup bonus, apply promo code ONAS1123 before January 19, 2024. Make a direct deposit of $500 or more within 60 days of opening your Key Smart Checking account. This Offer ends on January 19, 2024.
Additionally, Keybank announces a $100 bonus year after year, along with interest and a 2% unlimited cashback reward on every purchase.
Before opening a checking account, you must check all the boxes and compare them with your preferences. Key Select Checking account sign up bonus hits a boundary by declaring a $100 bonus by having eligible direct deposits totaling at least $60,000 during a specific period.
Additionally, you will get unlimited 2% cash back with the Key Cashback credit card; if you have an active KeyBank checking account, you can easily earn up to 2% cash back on every purchase. There is no limit to the categories.
Plus, if you don’t qualify to earn 2% cash back means you don’t have a checking account; you’ll still earn 1% on every purchase.
Monthly Maintenance Fee

Key makes it more simplified for you by avoiding monthly maintenance fees as it is a bank, not a country club, as Key puts it.
However, some other banks, like Citi, Wells Fargo, and Chase, impose a monthly maintenance fee. It’s essential to note that this benefit comes with some terms and conditions; let’s explore them.
The $25 monthly fee for the Key Select Checking℠ Account can be avoided by meeting one of these requirements within a statement period:
- Have direct deposits of at least $5,000.
- Maintain a total combined balance of $15,000 or more across various KeyBank accounts.
- Be a Key@Work® program member with at least $3,000 in cumulative direct deposits per statement period. If you change jobs and stop direct deposits, you might need to meet the combined balance requirement until your new employer reinstates them.
Save Interest Save Money

The most rewarding part of the key, select checking account sign-up bonus is you can save more with daily compounded interest. Plus, enjoy a waiver on the monthly fee, making it even more rewarding with Key Select Money Market Savings.
Earn Interest Rate ( Blended APY for 6 months)

Despite other checking accounts of Ally Bank or Discover, the Key Select Checking account Sign Up Bonus hits another boundary by keeping its content APY of 0.05%. The balance ranges from $0.00 to $1,000,000.
$0 Cost for Paper Checks
There are no charges for basic check options within a certain range or category. However, if you opt for specialized designs or customization beyond the standard options, there might be an additional cost.
Additionally, fees for shipping and taxes may apply to the order. Essentially, while standard checks are free, specific designs or customizations might incur charges, and additional fees could apply for delivery and taxes.
ATM Surcharge Refund Policy

The utilization of ATMs is steadily rising due to their convenience and accessibility. Key makes it more reliable and attractive by refunding $2 when you use a KeyBank Debit Mastercard to withdraw cash from other banks’ ATMs.
KeyBank refunds the first 2 surcharges imposed by those banks, up to a total of $6 per month. However, this refund doesn’t apply if you use a KeyBank ATM Card.
The refunded surcharges will be added back to your Key Select Checking Account each month and will show up on your account statement.
Money transfer services, like Western Union or MoneyGram, might impose fees when using their services at ATMs.
Fee-Free Overdraft Protection via KeyBank Account Linkage
If you have a KeyBank credit or savings account linked to your checking account for overdraft protection, there won’t be any charge for automatic transfers to cover overdrafts.
Essentially, it’s a fee waiver for the automatic movement of funds from your linked credit or savings account to cover overdrafts in your checking account, providing a form of protection against overdrawing.
All About Key Select Checking Account Sign Up Bonus.
Convenient Branches and ATMs
Visit us at any of our convenient branches and 40,000 KeyBank ATMs and Allpoint ATMs nationwide.
Key Coverage Zone
If your account’s overdrawn by $20 or less at the end of the day, you won’t see an overdraft fee from KeyBank.
Account alerts
Set custom account alerts so you can receive text or email updates about the account information that’s important to you.
Feature-Packed Mobile App
MyKey, your virtual assistant, lets you deposit checks instantly and check balances at any time.
KeyBank Debit Mastercard
Key Mastercard offers chip security, Tap & Go technology, and all the benefits you expect.
EasyUp®, Automatic Savings
You can use EasyUp to build savings or pay down debt without even thinking about it.
Relationship Rates and Benefits
Your Key Select checking account Sign Up Bonus can earn you higher interest rates, more cashback, and loan discounts.
Open your interest-bearing checking account in about 5 Minutes

To open a Key Select checking account sign up bonus, it takes only three steps and five minutes.
1) Opening Deposit
Use your existing KeyBank account or an external bank account to fund your new account.
2)Current ID
Ensure you’re you by bringing your driver’s license, passport, or other identification.
3) About 5 Minutes
Usually, it takes this long to open a new account.
For Key Select Checking account sign up bonus eligibility, Eligible Direct Deposits are defined as electronic deposits like payroll, pension, and government benefit payments. However, deposits from person-to-person payment services (e.g., Zelle®, Venmo, or PayPal), check or mobile deposits, and other online transfers do not qualify as Eligible Direct Deposits.
Conclusion
The Key Select Checking Account Sign Up Bonus is your reward. Enjoy unlimited bonuses and cashback rewards even with lower balances. Plus, with no monthly maintenance fee, you can bank worry-free. Additionally, a Key Smart Checking Account offers 2% cashback on all purchases without category restrictions.
Eliminate mortgage worries with the Key Select Checking Account Sign Up Bonus, which provides a 25% interest rate discount. Access 24/7 customer service and make your money work for you.
FAQ
What happens after I apply for a Key Select checking account Sign Up Bonus online?
Once your Key Select checking account sign up bonus application is submitted and approved, you’ll receive a confirmation message that includes your account number. You can use your account number to immediately enroll in online and mobile banking.
If you chose to receive a debit card, it will arrive 5-7 days after you make the initial deposit in your checking account. If you chose to receive checks, they’ll arrive in 10-14 days.
Why should I open a checking account?
A checking account is a convenient way to protect and access your money. For example, you can have your paycheck automatically direct deposited into your checking account and pay your bills directly from there. A checking account can also help you keep track of your account balance and spending.
Is the money in my checking account insured?
Yes. KeyBank checking accounts are FDIC-insured up to the maximum amount allowed by law. For more information, call 1-800-KEY2YOU® (1-800-539-2968) or visit a branch near you.